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Many potential adoptive parents are discovering that adopting a child can put a serious strain on family finances. Fortunately, adoption can be an affordable option for families with careful financial planning. Below are just a few of the resources available to help potential adoptive parents.
Scholarships for Adoption
Adoption scholarships may be available. Check with your caseworker for further information.
Benefits for Adoption
Employee Benefits Program
- Many organizations offer their adopting employees benefits in the form of time off or financial assistance. Call your employee benefit office to check if your company is a participant. See if your employer is on the Dave Thomas Foundation for Adoption 2012 Best Adoption-Friendly Workplaces.
IRS Tax Benefits
The maximum adoption credit for 2014 is $13,190, subject to AGI phase out range of $197,880 thru $237,880. Since the credit is per child, the maximum you claim depends on the number of children you adopt.
- This site provides a wealth of free information about employer-provided adoption assistance plans. Click here for further information.
- An active duty member of the military services may be reimbursed for qualifying adoption expenses up to $2,000. Read more!
A Child Waits Foundation
- A financial resource for those seeking loans for international adoptions. Apply today!
The Abba Fund
The ABBA Fund helps Christian families overcome the financial obstacles of adoption by providing interest-free loans that can be paid back over time. They also administrate Matching Grant and Interest-Free Loan Adoption Funds for churches at no cost to the church so that local communities can help their families with adoption costs. www.abbafund.org
Affording Adoption Foundation
- Offers financial assistance to families in the process of adopting. Grants will vary in amount, depending upon the current number of applicants, as well as the need of those applicants. affordingadoption.com
America's Christian Credit Union
- Adopting a child is a special event for the Christian family. While many financial institutions do not understand the unique situation surrounding the adoption process, ACCU choose to respond to those needs. As part of their continuing effort to "reach, serve and teach," they are happy to offer Adoption Loans. americaschristiancu.com
Gift of Adoption Fund
- Give a child a home for a lifetime! Click here.
God's Grace Adoption Ministry
- GGAM seeks to help Christian families overcome the financial burden of adopting children. Find out more.
- The Helpusadopt.org team is dedicated to helping couples/individuals overcome the seemingly insurmountable financial challenges that are associated with adoption.
It's a Child's Life Foundation is a small non-profit organization based out of Ada, OK with a heart for helping in the areas of foster, adoption, mentoring and support for children.
Katelyn's Fund - Orphan Ministry
- Katelyn's Fund has been given the opportunity to provide grants to several Christian families.
Lifesong for Orphans
- Lifesong for Orphans encourages Christian couples to adopt a child by relieving some of the financial burden of international and domestic adoption. They provide Adoption Matching Grants from $1k-$4k per child, and also offer Interest-Free Loans up to $10,000. You can visit their website at www.lifesongfororphans.org, or email at email@example.com, or phone 309.747.3556
Oxford Adoption Foundation
- Helps families adopt internationally by providing low interest loans to assist with the expenses associated with the international adoption process. oxfordadoption.com
Pathways for Little Feet
- Provides interest-free loans to qualified adoptive families who need financial assistance to finalize their adoptions. www.pathwaysforlittlefeet.org
Project Hope Ministries
- Project Hope Ministries provides matching grants to Christian families that adopt older, special needs, or sibling groups from Colombia. The purpose of the match is to help encourage your friends, family, and church to give to your adoption. Please download a PDF version of the grant.
Resources 4 Adoption
- Resources4adoption.com provides free adoption resources that contains up-to-date and detailed information for over 60 adoption grants. Resources4adoption.com conducts regular research on adoption financing options and provides you with updates on this information. Resources4adoption.com is dedicated to helping remove financial barriers to make your adoption dream come true.
Sea of Faces FoundationTM
- Sea of Faces was established to encourage Christian families with financial assistance to offset the expenses of adoption.
Through adoption assistance grants, Show Hope donors have helped provide loving, Christian families for over 2,000 waiting orphans from 40 different countries, including the U.S.